At Compound Wealth, we believe the best way to understand the importance of being in the best KiwiSaver fund for your personal situation is by visualising, so we have developed our own KiwiSaver calculator! Our KiwiSaver calculator gives you the opportunity to input your details, and visualise whether you are on track for your first home and retirement goals.
Read MoreKiwiSaver does a pretty good job at keeping you invested in the market, given you can only exit the scheme if you are putting a deposit down for your first-home or upon retirement at age 65*. However, members can still fall victim to investor behaviour, ‘buying high and selling low’. In this post, we explain how you can ensure you’re not falling victim to this cash-burning trend.
Read MoreDollar cost averaging (investing a fixed amount at regular intervals) is perhaps the best way to ensure that you are taking advantage of any dips in the market. For the majority of KiwiSaver investors, you are already employing this strategy unknowingly as you are contributing an amount towards your KiwiSaver every pay. In this post, we explain the real benefits of consistent investing, and how to assure your’e reaping the benefits!
Read MoreIn Australia, there’s almost AU$18 billion in lost and unclaimed superannuation. Is some of it yours? In this post, we explain the benefits, risks, and process of transferring your Australian Superannuation over to KiwiSaver. If you’re a Kiwi who’s worked in Australia since 1992, you could have thousands of dollars in Australian Superannuation still stuck across the ditch. Read more to get the details…
Read MoreAs a New Zealand owned and operated business , we thought it’s only fitting to take a look at the best KiwiSaver providers that are, well, Kiwis! As Kiwi’s, we like to support our community. All too often KiwiSaver investors are default investing with commercial banks that are Australian owned, and having their fees shipped off-shore. In this post, we detail the different New Zealand owned and operated KiwiSaver providers, and give our top picks!
Read MoreEthical investing is certainly taking centre stage around the globe, and KiwiSaver is no exception. With over 3 million people taking part in the scheme, and over $70 billion in funds invested, KiwiSaver is a fantastic opportunity to invest in companies that have a positive impact in the community and on the environment. In this post, we break down what makes a KiwiSaver fund option ‘ethical’, and give you our top two picks. Check it out!
Read MoreIf you’re employed and sign up to KiwiSaver, you have the choice of contributing a varying percentage of your pay towards KiwiSaver. In this post, we wont tell you that you should definitely shift your contributions to 8% or 10 %, rather we highlight how making an increase, even a small one, can make a difference. As always, if you want to talk about your contributions with a professional, just navigate to our contact page.
Read MoreKiwiSaver funds are categorised by their nature, the issue is most New Zealander’s don’t know how each category is defined. The KiwiSaver schemes are split into varying types dependent on the percentage of ‘Growth’ assets and ‘Income’ assets they consist of. In this post we give you a run-down of what ‘Growth” & ‘Income’ assets are, what they’re made out of, and their implications on your KiwiSaver balance.
Read MoreIn this post we walk you through the process of taking advantage of the income you’re entitled to with KiwiSaver. By making the most of Government Contributions, and mandatory Employer Contributions, your KiwiSaver balance significantly each year, putting you in a better place for a first-home deposit and/or retirement. Take a read and find out if you are entitled to additional funds for your KiwiSaver!
Read MoreOften we hear New Zealanders ask the questions ‘Where is my KiwiSaver?’ and ‘How do I access my KiwiSaver?’. Given KiwiSaver is frequently one of their biggest assets, it is pretty important to know where to find it. That’s why we made an easy guide to show you how to find your KiwiSaver login, your provider, what fund your in, and how to get there. Take a look!
Read MoreKiwiSaver, on top of your own savings and investments, will make the daunting task of getting into your first home possible, it just takes a bit of perseverance. The KiwiSaver First Home Grant & First Home Deposit are often misunderstood by KiwiSaver members, but with a bit of explaining, the concept is easy to grasp, and can make a huge difference in the affordability of securing your first home. Take a look at our guide!
Read Morewe have come up with five tips KiwiSaver members can use to help bolster their savings accounts. Now is as good a time as any to think about how you are invested in KiwiSaver and take positive action on what will be one of your biggest and most important assets in the future. Here are Compound Wealth’s top five tips on how to Kick start your KiwiSaver in 2021:
Read MoreKiwiSaver gives every New Zealander the opportunity to invest money into a range of financial products, allowing them the chance to build not only their wealth, but also their understanding around investments and retirement planning.
Read MoreFrom Coronavirus to wildfires to the New Zealand and US elections, 2020 was one of the most turbulent years on record. One thing that astounded many people around the globe was the market rally post the initial March 2020 dip. Many KiwiSaver schemes took advantage of this upswing, with the following KiwiSaver schemes performing best in their respective categories.
Read MoreAt Compound Wealth, we have access to a new, low-cost, open-architecture KiwiSaver Scheme that gives you more control and flexibility on your retirement savings. With this unique offering, you have access to over 400 securities (ETF’s, funds, direct equities & bonds) allowing you to build your own investment portfolio that suits your goals, needs, and appetite for risk.
Read MoreTiming the market can be a tempting proposition for investors, but often this desire leads to an increase in lost gains. It is very tempting for KiwiSaver investors to switch from a growth to conservative fund to shield themselves from adverse market swings. In this post, we take a look at a better strategy for maximising your KiwiSaver fund.
Read MoreThe $1.5 million question and how receiving advice can assist your financial future
Read MoreIf you’re tired of home ownership sitting in the too-hard basket and want 2020 to be the year that you get your plans underway, this read is for you.
Read MoreGeorge Soros, billionaire and famous investor once said, “If investing is entertaining, if you’re having fun, you’re probably not making any money. Good investing is boring.
Read MoreIt's completely understandable if your brain is telling you to get out of the market. Research shows that people hate losing even more than they like winning.
It's one of the reasons having a financial advisor is most valuable during a market downturn, when your emotions actively try to convince you to do things that are likely to hurt you.
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