How to check your KiwiSaver
Often we hear New Zealanders ask the questions ‘Where is my KiwiSaver?’ and ‘How do I access my KiwiSaver?’. Given KiwiSaver is frequently one of their biggest assets, it is pretty important to know where to find it.
How can I find where my KiwiSaver is?
The first place to check would be your online banking portal. Banks often transfer investors to KiwiSavers managed by themselves.
The next place to check is the IRD website. Log in to the IRD portal, then click on the hyperlink ‘KiwiSaver Member’. This will then bring you to a page which details your KiwiSaver ‘Scheme Provider’.
How can I check my balance
Now that you know which KiwiSaver scheme you are invested with, you can go ahead and check your balance. All KiwiSaver providers will have an online user log in portal which will require you to enter a username and password to access. If you cannot remember your log in, just ring your KiwiSaver provider, they will then provide you with a temporary access log in, your username and the ability to update your password.
How can I check what fund I am in
Once you are logged in to your KiwiSaver portal, you will be able to determine which fund type you are invested in. Fund types range from:
Conservative
Moderate (also known as conservative balanced)
Balanced
Growth
Aggressive
Others including ‘Cash’ or single sector funds i.e. Australasian Equity’s
Is my KiwiSaver fund right for me?
If you want to know if you’re KiwiSaver fund is both being maximised for returns and suitable for your personal situation, follow the link below to our online fact find. The fact find only takes 5 minutes to complete, and once you have finished we will provide you with a free no-obligation KiwiSaver recommendation.
We’ve linked all known KiwiSaver providers below, so just click on yours and go from there!