Life insurance is a type of insurance policy that provides financial protection to the policyholder's loved ones or dependents in the event of their death. It is important to carefully review the terms and conditions of any life insurance policy to ensure that it meets your needs and provides the level of protection you require.

Understanding insurance can be challenging if you’re not an expert. Here, we explore why insurance is important and how a qualified Insurance Adviser can help.

It may seem like a daunting question as it's a topic nobody wants to think about. Life insurance is more expensive the older you are, so getting things in place as early as possible is the best way to ensure you will pay less over the long run. However, you shouldn't rush into buying the first policy you see. Your level of insurance coverage should be carefully considered from the outset to ensure it is suitable for your circumstances. Here are some practical tips for calculating what is the right amount for you. 

Right through the ages – decades and life stages – what we need from insurance changes significantly. Read on for our quick guide about insurance through life - what to think about and when.

When you take out an insurance policy, you’re counting on it being there for you when you need it. But some simple mistakes can mean you don’t have the cover you expect. Here are some of the things that get in the way of New Zealanders getting the best results from their insurance policies.

Many people think that their assets would just go straight to their next of kin without delay, so there’s no need for a Will. Unfortunately, this isn’t the case. Dying without a Will leaves a drawn-out and costly mess for the people you leave behind, at any already very difficult time.