Design your dream KiwiSaver Strategy

Want more control over how your KiwiSaver is invested? With Compound Pro, you can tailor a KiwiSaver strategy that reflects your personal values, interests and market views — while staying disciplined, diversified and long-term focused.

We work with you to create a portfolio that includes the exposures you care about — whether that’s individual stocks, index funds, gold, Bitcoin, or specific thematics like AI, healthcare, clean energy, or emerging markets.

Compound Pro is ideal if:

  • You want more say over your investment mix

  • You're looking for specific sector or thematic exposures

  • You want access to crypto, listed property, or global ETFs inside your KiwiSaver

  • You value diversification and structure, not just speculation

You bring the vision — we help build it in a smart, tax-efficient and future-focused way using the KiwiWRAP KiwiSaver Scheme.

Tailored to you

Your own customised investment portfolio to fit your unique goals and align your KiwiSaver investment with your social responsibility preferences

Access to investment advice

Tap into Compound Wealth’s expert advice as your need

Control and transparency

Full transparency of fees and taxes and the ability to change your investments as circumstances change

CHOOSE FROM OVER 400 SECURITIES

Choose from over 400 New Zealand and international investments.

We do our best work with:

STrategic investors

You’re forward-thinking and value working with a professional to create a long-term investment strategy. You want clarity, structure, and confidence that your KiwiSaver is working hard for your retirement goals.

Professionals & Business Owners

You’ve built meaningful wealth — through your career, business, or disciplined saving — and now want your investments to reflect that same level of intention and performance. You’re not here to speculate. You’re here to grow.

$500,000+

CompoundPro is designed for individuals with over $500,000 in KiwiSaver who want more control, transparency, and personalised advice — including access to model-based or bespoke strategies through the KiwiWRAP KiwiSaver Scheme.

Trusted by 2,500+ Kiwis

The Process

  • Our first step is to understand where you are at now, so we can look ahead to where you are going. Complete our quick Compound Pro Quiz

  • Book a meeting with Adam —whether via video, phone, or in person at our Mount Maunganui office (4/41 Newton Street). Together, we’ll determine if an Open Architecture KiwiSaver Scheme is the right fit for you.

  • If it’s a good fit we will implement your chosen strategy through the KiwiWRAP KiwiSaver Scheme application process.

Our Partners

Your KiwiSaver and Investments expert

Meet Adam

Take Control of Your KiwiSaver — With Professional Support

At Compound Wealth, we work with investors who want their KiwiSaver to reflect their values, goals, and strategy — not just sit in an off the shelf growth fund.

Through the KiwiWRAP KiwiSaver Scheme, we offer access to CompoundPro, a professionally managed KiwiSaver solution for investors with $500,000 or more in retirement savings.

Why CompoundPro?

  • Direct ownership of investments (not pooled or unitised)

  • Access to model or bespoke portfolios, tailored to you

  • Built-in tax efficiency and full transparency

  • Managed on your behalf with professional oversight

  • You stay in control — but you’re not doing it alone

Is This Right for You?
CompoundPro is built for:

  • Professionals or business owners with $500k+ in KiwiSaver

  • Investors who want access to the same tools advisers use

  • People who value advice, discipline, and long-term strategy

Ready to explore your options?
Take our quick quiz and book a chat — video, phone, or in person at our Mount Maunganui office (4/41 Newton Street).

Let’s build a smarter, more strategic retirement portfolio — together.

CompoundPro FAQs

  • Compound Pro is Compound Wealth’s KiwiSaver advice offering for investors in the KiwiWrap KiwiSaver Scheme. The KiwiWRAP KiwiSaver Scheme is an innovative self-select KiwiSaver scheme designed to enable investors the ability to hand-pick their investments from an extensive Authorised Investment List (AIL). KiwiWrap Investors have access to over 400 securities (ETF’s, funds, international shares and bonds) allowing them to build an investment portfolio that suits their goals, needs and appetite for risk with guidance from a Compound Wealth adviser. This scheme is ideal for investors who want customisable investment choices, more control over their retirement savings, and full transparency of their holdings.

  • The KiwiWRAP KiwiSaver Scheme is not available to all investors.

    To invest through Compound Wealth’s model portfolios on KiwiWRAP, you must:

    • Have a minimum balance of $50,000

    • Meet the Scheme’s eligibility requirements

    • Retain the services of a financial adviser accredited by Consilium (like Compound Wealth)

    CompoundPro — our bespoke, service — is available to investors with $500,000 or more in retirement savings who want a personalised portfolio strategy with ongoing oversight and direct asset ownership.

    Please note:

    • KiwiWRAP is designed for investors on the top marginal tax rate, as it is not a Portfolio Investment Entity (PIE)

    • Tax is charged at a flat rate of 28%, and does not flow through your personal tax return

  • The Product Disclosure Statement details the roles of the different parties in the Scheme.

    Consilium NZ Limited (Consilium) is the Manager of the KiwiWRAP KiwiSaver Scheme and the operator of Consilium Wrap, where investments can be viewed. Consilium works with over 100 independent and professional advisers. Consilium does not handle investor funds and is not a custodian. You can find out more about Consilium and Consilium Wrap at www.consilium.co.nz and www.consiliumwrap.com.

    FNZ Custodians Limited and FNZ Limited are custodian and administrator of the Scheme respectively, and jointly referred to as FNZ. FNZ provides custody and wrap software services to global financial institutions and to several large New Zealand banks. FNZ Custodians Ltd holds investor funds in its name as a bare trustee for the benefit of the Scheme members. You can find out more about FNZ at www.fnz.com.

    Trustees Executors Limited is the Supervisor of the KiwiWRAP KiwiSaver Scheme. The Supervisor is responsible for ensuring that Consilium NZ Limited as the Manager and FNZ Custodians Limited as the Custodian of the Scheme are performing their respective duties and acting in the best interests of the Scheme’s members. Both the Manager and the Custodian provide regular detailed Scheme reporting to the Supervisor. Trustees Executors Limited was established in 1881, and is New Zealand’s oldest trustee company. As well as being a Licensed Financial Markets Supervisor, the company provides other services such as fund administration. You can find out more about Trustees Executors Limited at www.trustees.co.nz.

  • Please refer to the Investment Option Supplement for a full list of the underlying investment fees.

    KiwiWRAPs Annual Scheme fee = 0.29% excluding GST

    Compound Wealth ongoing monitoring fee = up to 0.75% per annum excluding GST. The ongoing adviser fee is deducted from your Personal Plan monthly in arrears and is based on the daily balance of your Personal Plan.

  • Yes.

    You can transfer your KiwiSaver investment balance to any other KiwiSaver provider at any time.

  • Please refer to the KiwiWRAP KiwiSaver Scheme’s most up to date Investment Options Supplement to see what investment options are currently available to members.

  • The KiwiWRAP KiwiSaver Scheme accepts direct transfers of superannuation from complying Australian superannuation schemes. The KiwiWRAP KiwiSaver Scheme will record the details of how much was transferred from the Australian scheme, as these funds cannot be used for any withdrawals, unless allowed under the KiwiSaver Rules. For more details, see the Transfer Australian Superannuation form under Documents on the KiwiWRAP website.

  • Yes. The KiwiWRAP KiwiSaver Scheme claims back the adviser fee and credits this back to the Member’s Personal Plan. The Member does not claim it in their personal tax return.

  • The $50,000 minimum for Compound model portfolios and the $500,000 minimum for bespoke CompoundPro service apply at the time you join.

    Once you’re onboarded into the KiwiWRAP KiwiSaver Scheme through Compound Wealth, there’s no requirement to maintain that minimum balance.


    You can continue to access your chosen portfolio and receive ongoing advice, even if your balance temporarily falls below the threshold due to market movements or withdrawals.

  • Each year you will receive five reports provided by Consilium as Manager of the KiwiWRAP KiwiSaver Scheme. These consist of four personalised quarterly reports and an annual member statement.

  • Compound Wealth is an independent financial planning firm specialising in tailored retirement strategies.

    We exist to help New Zealanders make smarter financial decisions — not just based on money, but in alignment with the life they want to live. Our advice is built around understanding both financial goals and lifestyle aspirations.

    Founded in 2017, we now advise on over $100 million in client funds and provide ongoing support to more than 2,500 clients nationwide.

    We’re proud of our modern, digital-first approach and streamlined advice process — making it easier than ever to get expert financial guidance, no matter where you are in New Zealand.