Life & Health Insurance
Life can be unpredictable and protecting the wealth you have now and in the future, is often a key priority for clients.
It can be hard to appreciate the benefits of insurance until you need to make a claim. But having the right protection in place will provide you with peace of mind and security. What kind of insurance do I need?
LIFE INSURANCE
While it’s never nice to consider something might happen to you before your working life is over, this is the case for one in seven people. You may never need to claim on life insurance, but it’s important to make sure that your loved ones are protected from financial hardship if the worst were to happen.
TRAUMA INSURANCE
If you suffer from a major illness, such as cancer or a heart attack, trauma insurance will provide you with a lump sum payment, to help you and your family cover expenses during your treatment and recovery.
INCOME PROTECTION INSURANCE
In the event you’re unable to earn your normal income due to accident or illness, income protection will pay you an ongoing benefit. This kind of cover is vital if you have debts such as a mortgage or business loan. You wouldn’t hesitate to insure your house. Make sure you insure what pays for that house – your ability to earn.
HEALTH INSURANCE
If you become ill or require elective surgery, health insurance gives you peace of mind that you’ll get prompt treatment from the specialist of your choice, without the worry of being on a long public health system waiting list. Depending on the type of policy you choose, it can also cover you for doctor’s visits, prescriptions, dental, optical and diagnostic costs.
Let us help you review your insurance cover to make sure you and your family are properly protected. Contact us today