Invest Your KiwiSaver in Bitcoin

At Compound Wealth, we can facilitate Bitcoin exposure inside your KiwiSaver if that’s your conviction. You choose the level of exposure from a target 30% sleeve to a high-conviction 99%. We simply structure and administer the portfolio through the KiwiWRAP KiwiSaver Scheme.

Client-Directed 30% Target Bitcoin Allocation (from $100k)

• Available to investors with a $100k+ KiwiSaver balance

• Allocation framework:

  • 30% Bitcoin exposure (via iShares Bitcoin Trust ETF)

  • 68% Kernel High Growth Fund (low-cost, globally diversified mutli-sector high growth)

  • 2% cash for tax and fee requirements

  • This structure exists to simplify administration for clients who request a Bitcoin allocation. It is not a general recommendation. This provides meaningful Bitcoin exposure alongside a proven, long-term source of wealth creation.

Risks & Suitability

• Only suitable for investors with a 10+ year timeframe

• For those with very high conviction in Bitcoin and acceptance of extreme volatility

• Not suitable for first-home buyers or anyone with short-term withdrawal needs

• Investors must accept the possibility of permanent capital loss of the Bitcoin portion

High-Conviction Bitcoin Option (up to 99%)

• For eligible or wholesale investors

• Up to 99% of KiwiSaver in Bitcoin-related ETFs and equities

• 1% held in cash for fee and tax requirements

• For investors with maximum belief in Bitcoin’s long-term value

• Note: Only available if you meet the eligible investor or professional investor criteria.

Bespoke Portfolios ($300k+)

• For investors with $300k+ KiwiSaver balances

• Fully customised portfolios that may include Bitcoin alongside other global equities and ETFs

• Structured around your broader goals and risk profile

Why Use KiwiWRAP?

Through the KiwiWRAP KiwiSaver Scheme you’ll receive:

• 24/7 online access to your account

• Transparency of holdings and performance

• Tax obligations managed within KiwiSaver

• Access to global equities, ETFs, and funds

• Ability to request specific securities to be added

• Ongoing professional advice

Ready to Explore Bitcoin in Your KiwiSaver?

Whether you want a 30% target allocation, a high-conviction option, or a fully bespoke $300k+ portfolio, we can structure your KiwiSaver to reflect your goals.

📩 Enquire now by emailing Adam Stewart for more information - adam@compoundwealth.co.nz

Important Information

This content is for information only and does not constitute personalised financial advice. Any Bitcoin allocation is client-directed and only suitable for investors who meet the risks outlined above. Investors should seek independent financial advice before making decisions about their KiwiSaver.