Invest Your KiwiSaver in Bitcoin

A new way to align your KiwiSaver with your convictions

Through the KiwiWRAP KiwiSaver Scheme, you can access a wide range of Bitcoin and crypto-related securities. Whether you want full exposure or a meaningful allocation alongside global equities, we’ll help structure it in a way that suits your long-term goals.

What’s Available on KiwiWRAP

Here are a few of the crypto and Bitcoin-focused securities currently listed in the KiwiWRAP Investment Options Supplement (IOS):

  • iShares Bitcoin Trust (IBIT)

  • Fidelity Bitcoin ETF (FBTC)

  • Strategy (MSTR)

  • IREN (IREN)

  • Fidelity Ethereum Fund (FETH)

  • Valkyrie Bitcoin Miners ETF (WGMI)

  • Global X BlockChain & Bitcoin Strategy ETF (BITS)

For a full list please refer to the Investment Options Supplement here

How It Works

  • Minimum balance: $100,000 or more in KiwiSaver.

  • You choose your preferred mix of Bitcoin ETFs, listed companies, or a blend.

  • We structure your KiwiSaver portfolio to reflect that mix.

  • All investments sit within the KiwiWRAP KiwiSaver Scheme, giving you transparency, control, and tax handled within the scheme.

Flexible Options

  • High-Conviction Allocation: Up to 99% exposure to Bitcoin and related securities (for eligible investors).

  • Bitcoin Tilt Option: For many investors, a 30% Bitcoin (IShares Bitcoin Trust ETF) / 68% Kernel High Growth / 2% cash mix provides meaningful Bitcoin exposure alongside a proven global equity core.

Why Use KiwiWRAP?

  • 24/7 online access to your KiwiSaver

  • Full transparency of holdings, broken down per asset

  • Performance reporting for every investment

  • Tax obligations handled within the scheme

  • Ability to request new securities

Is This For You?

This approach suits:

  • Investors who believe in Bitcoin long term

  • Those comfortable with volatility

  • People who want their KiwiSaver to reflect their outlook

Next Steps

If you’re curious, the best step is just to ask. We’ll have a quick chat to:

  • See whether the eligible investor criteria applies to you .

  • Walk you through the available options.

  • Help you decide if a 30% allocation or something higher makes sense.

Enquire today: adam@compoundwealth.co.nz

Important Information

This content is for information only and does not constitute personalised financial advice. Any Bitcoin allocation is client-directed and suitable only for investors who understand the risks, including extreme volatility and the potential for permanent capital loss. Not suitable for first-home withdrawals or short-term needs.

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