Many people think that their assets would just go straight to their next of kin without delay, so there’s no need for a Will. Unfortunately, this isn’t the case. Dying without a Will leaves a drawn-out and costly mess for the people you leave behind, at any already very difficult time.

How has your KiwiSaver fund handled the turbulence of the last 12 months? We have identified the three worst-performing funds in each multi-sector category based on their most recent 5 year average yearly performances as at 30 September 2022, after fees but before tax. Have a look to see if your KiwiSaver fund is on the list.

How has your KiwiSaver performed so far in 2022? check out our blog where we identify the top performing funds in each multi-sector category. Get a complimentary KiwiSaver recommendation to make sure you are on track to maximise your returns for retirement.

It's completely understandable if your brain is telling you to get out of the market. Research shows that people hate losing even more than they like winning.

It's one of the reasons having a financial advisor is most valuable during a market downturn, when your emotions actively try to convince you to do things that are likely to hurt you.

George Soros, billionaire and famous investor once said, “If investing is entertaining, if you’re having fun, you’re probably not making any money. Good investing is boring.”

We have come up with five tips KiwiSaver members can use to help bolster their savings accounts. Now is as good a time as any to think about how you are invested in KiwiSaver and take positive action on what will be one of your biggest and most important assets in the future. Here are Compound Wealth’s top five tips on how to Kick start your KiwiSaver in 2022.

2021 has been another amazing year in the markets, global share markets are up and amazingly, volatility remains at relatively low levels. Many KiwiSaver managers have continued to post excellent results, with the following KiwiSaver schemes performing best in their respective categories.

As a New Zealand owned and operated business , we thought it’s only fitting to take a look at the best KiwiSaver providers that are, well, Kiwis! As Kiwi’s, we like to support our community. All too often KiwiSaver investors are default investing with commercial banks that are Australian owned, and having their fees shipped off-shore. In this post, we detail the different New Zealand owned and operated KiwiSaver providers, and give our top picks!

Ethical investing is certainly taking centre stage around the globe, and KiwiSaver is no exception. With over 3 million people taking part in the scheme, and over $70 billion in funds invested, KiwiSaver is a fantastic opportunity to invest in companies that have a positive impact in the community and on the environment. In this post, we break down what makes a KiwiSaver fund option ‘ethical’, and give you our top two picks. Check it out!

See our blog for the latest updates on how KiwiSaver funds have performed during 2021 so far. Get a complimentary KiwiSaver recommendation to make sure you are on track to maximise your returns for retirement.

See our blog for the latest updates on how KiwiSaver funds have performed during 2021 so far. 2021 has been full of volatility, with an entire new outlook on financial markets with the rise of meme stocks like GME, and cryptos feeling a resurgence. KiwiSaver funds steered clear of the madness to generate some top notch returns.

See our blog for the latest updates on how KiwiSaver funds performed over 2020. 2020 seemed like the year that the latest bull market run would come to a close, and it did for a time with the COVID dip in March. However, with Government stimulus and interest rates kept low, markets ramped up and closed at year end for massive gains across most indicies. For investors that held their course and kept their goals front of mind, returns were plentiful.

At Compound Wealth, we believe the best way to understand the importance of being in the best KiwiSaver fund for your personal situation is by visualising, so we have developed our own KiwiSaver calculator! Our KiwiSaver calculator gives you the opportunity to input your details, and visualise whether you are on track for your first home and retirement goals.

KiwiSaver does a pretty good job at keeping you invested in the market, given you can only exit the scheme if you are putting a deposit down for your first-home or upon retirement at age 65*. However, members can still fall victim to investor behaviour, ‘buying high and selling low’. In this post, we explain how you can ensure you’re not falling victim to this cash-burning trend.

Dollar cost averaging (investing a fixed amount at regular intervals) is perhaps the best way to ensure that you are taking advantage of any dips in the market. For the majority of KiwiSaver investors, you are already employing this strategy unknowingly as you are contributing an amount towards your KiwiSaver every pay. In this post, we explain the real benefits of consistent investing, and how to assure your’e reaping the benefits!

In Australia, there’s almost AU$18 billion in lost and unclaimed superannuation. Is some of it yours? In this post, we explain the benefits, risks, and process of transferring your Australian Superannuation over to KiwiSaver. If you’re a Kiwi who’s worked in Australia since 1992, you could have thousands of dollars in Australian Superannuation still stuck across the ditch. Read more to get the details…

If you’re employed and sign up to KiwiSaver, you have the choice of contributing a varying percentage of your pay towards KiwiSaver. In this post, we wont tell you that you should definitely shift your contributions to 8% or 10 %, rather we highlight how making an increase, even a small one, can make a difference. As always, if you want to talk about your contributions with a professional, just navigate to our contact page.

KiwiSaver funds are categorised by their nature, the issue is most New Zealander’s don’t know how each category is defined. The KiwiSaver schemes are split into varying types dependent on the percentage of ‘Growth’ assets and ‘Income’ assets they consist of. In this post we give you a run-down of what ‘Growth” & ‘Income’ assets are, what they’re made out of, and their implications on your KiwiSaver balance.

In this post we walk you through the process of taking advantage of the income you’re entitled to with KiwiSaver. By making the most of Government Contributions, and mandatory Employer Contributions, your KiwiSaver balance significantly each year, putting you in a better place for a first-home deposit and/or retirement. Take a read and find out if you are entitled to additional funds for your KiwiSaver!

Often we hear New Zealanders ask the questions ‘Where is my KiwiSaver?’ and ‘How do I access my KiwiSaver?’. Given KiwiSaver is frequently one of their biggest assets, it is pretty important to know where to find it. That’s why we made an easy guide to show you how to find your KiwiSaver login, your provider, what fund your in, and how to get there. Take a look!