Business insurance that adapts to you

Key Person

Key person cover can provide a regular payment should a key person no longer be able to work, owing to illness, injury or death. A lump sum may be paid on death or total and permanent disablement.

You can use this money how you wish: to help find a replacement, cover expenses, pay off debts, distribute money to investors, pay severance to employees or close the business down in an orderly manner. 

Buy-Sell Cover

Working with your lawyer and accountant, we’ll develop and implement a plan to ensure that you and your other shareholders can convert their holdings into cash in the best and simplest way possible.

In the event of death or disability, the most common and efficient way of funding an exit strategy is buy sell cover in conjunction with the appropriate documentation to support it (usually in the form of a buy-sell agreement). 

Group Policies

For employers, workplace insurance is a proven way to attract and retain valuable people.  And the better you look after your team, the better they will perform. 

Group insurance plans enable the policy owner (typically the business owner) to provide cover to a number of people under one contract. 

Group health insurance is one of the most sought-after employee benefit. People with workplace health insurance tend to return to work faster than those without access to private treatment. 

Rural Protection

Designed especially for farmers, rural protection insurance is a monthly payment that protects the continuity of a rural business if you are unable to work due to illness or injury.

More than 40% of New Zealand’s land is used for farming and agriculture is still the most significant sector in our economy – so it’s important to protect that. On a more local level, farms represent a livelihood, but they also require a huge investment of energy and responsibility for their maintenance and success. Rural protection insurance ensures that your farm – your greatest asset – is covered and that you are protected from the financial consequences of being unable to work. To secure the future of your farm, and keep it running in good shape for future generations, this insurance enables you to bring in the support you need.

At Compound Wealth, we pride ourselves on delivering industry-leading Insurance advice.

It’s tempting to think of life insurance as another product or service with a price on it, but buying on price only and not getting advice could really get you or your loved ones into a pickle later on.

There are many factors to consider when setting up an effective insurance policy that will pay out what you need, when you need it. If it doesn’t do that, there’s really no point in having it.

If you’d like free professional help from an independent life insurance adviser, get in touch. After all, if you’re going to get life insurance to protect your loved ones, you may as well do it properly and get someone to help point you in the right direction.

If you’d like to get to know us a bit better, feel free to get in touch here.

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