Personalised mortgage insurance advice to protect you

Mortgage protection insurance is a flexible, low cost way to make sure you don't lose your home, even if the worst happens. The purpose of mortgage protection is to ensure that if you were unable to work due to illness of injury, you could still pay your mortgage. For most people, a mortgage insurance package is made up of life insurance and mortgage protection.

Like life insurance, mortgage protection is pretty straightforward. You choose an amount to protect (usually to match your ongoing repayments), a "wait period", and a "payment period". If you become injured or ill and can't work, once your wait period has finished, your insurer will make monthly claim payments. These continue until you're able to return to work or until the end of your payment period, whichever is first.

Insurers have some exclusions (such as suicide within the first 12 months), but aside from these, any health issue that keeps you off work is covered. Mortgage protection insurance protects you if you can't work for health reasons. You can add cover for redundancy with some insurers, however this is usually not part of standard mortgage protection.

If mortgage protection is something you would like to look into, you can contact us below to get a quote.

Step 1.

Chat

Jump on a 5-minute no-obligation call with Adam to discuss your high-level needs and goals.

Step 2.

Discover

Complete our Insurance Discovery Quiz so that Adam can analyse your circumstances, and develop personalised advice. Organise a time to meet in person / via video call.

Step 3.

Recommendation

Once Adam has identified the best option for you he will send you an email with your recommendation/insurance quotes and how you can take action.

At Compound Wealth, we pride ourselves on delivering industry-leading Insurance advice.

It’s tempting to think of life insurance as another product or service with a price on it, but buying on price only and not getting advice could really get you or your loved ones into a pickle later on.

There are many factors to consider when setting up an effective life insurance policy that will pay out what you need, when you need it. If it doesn’t do that, there’s really no point in having it.

If you’d like free professional help from an independent life insurance adviser, get in touch. After all, if you’re going to get life insurance to protect your loved ones, you may as well do it properly and get someone to help point you in the right direction.

If you’d like to get to know us a bit better, feel free to get in touch here.

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