Best Personal Wealth Management Services in New Zealand (2026)

Written By Paul Souliac

Looking for reliable ways to handle your finances in New Zealand? Personal wealth management services help you build and safeguard your money through custom plans that fit your life. These services often cover investments, retirement setups, and risk checks to match your goals. Discover the best personal wealth management services in New Zealand for 2026, featuring top providers with tailored advice, investment strategies, and retirement planning to grow and protect your assets effectively.

Many Kiwis face common hurdles like unclear retirement paths or mismatched investment risks. That's where expert guidance shines, offering clear steps to align your money with what matters most. For instance, services like personal wealth management stand out by providing bespoke strategies that adapt as your needs change. This approach not only boosts confidence but also aims for better long-term results.

Discover the Best Personal Wealth Management Service in New Zealand - Compound Wealth

Understanding Key Aspects of Wealth Management in New Zealand

Wealth management goes beyond basic saving; it involves smart planning for taxes, estate setup, and growth opportunities. In New Zealand, providers often blend local knowledge with global insights to navigate market shifts. This helps clients avoid pitfalls and seize chances in areas like property or international funds.

After choosing a service, ongoing reviews keep your plan fresh. Tools such as risk assessment quizzes play a key role here, helping pinpoint your comfort with ups and downs in investments. Plus, specialised options like retirement planning ensure your later years are secure, drawing on detailed forecasts and asset mixes.

How to Choose the Right Wealth Management Provider

Picking a provider starts with assessing your own situation, like current assets and future aims. Look for firms that offer full transparency and a team approach, where advisers collaborate on your behalf. Specific tools can enhance your decision. For example, if you're moving funds from abroad, UK pension transfers simplify the process while keeping tax benefits in mind. Similarly, Australian super transfers allow seamless shifts to local schemes.

Best Personal Wealth Management Services in New Zealand (2026)

1. Compound Wealth - Best Personal Wealth Management Service in New Zealand

Compound Wealth, headquartered in Mount Maunganui, New Zealand, delivers tailored financial advice that puts your goals front and centre. Founded in 2017, this independent firm focuses on creating custom strategies for Kiwis, whether you're building retirement funds or optimising investments. Their approach avoids cookie-cutter solutions, instead using deep analysis to craft plans that evolve with you. Clients benefit from clear insights into performance and fees, fostering trust and better outcomes. 

What sets them apart is the emphasis on long-term relationships, where advisers act as partners in your financial journey. They address everyday challenges like conservative portfolios or inconsistent contributions by recommending diversified options across providers. This hands-on style appeals to those seeking clarity and confidence in their money matters. With a track record of helping Kiwis nationwide, Compound Wealth stands out for its commitment to personalised, research-backed advice that drives real progress.

  • Standout features include bespoke portfolio design combining index funds, active managers, and alternatives for optimal diversification.

  • Key pros encompass complimentary initial reports and ongoing guidance to keep your plan on track.

  • Facts and information highlight their independence, allowing recommendations from over 30 providers and 200 funds to best suit your values and stage in life.

About Compound Wealth

Compound Wealth is a leading financial advisory firm based in Mount Maunganui, New Zealand. Founded in 2017 by Adam Stewart, we specialise in personalised KiwiSaver advice and investment planning for Kiwis nationwide. 

Our mission: Deliver clarity, confidence, and better outcomes through bespoke strategies tailored to your life. We advise on over $130 million in assets, trusted by over 2,500 clients across the country.

Our Services

Discover expert financial solutions tailored for New Zealanders seeking optimised KiwiSaver advice, retirement planning, and private wealth management. As leading KiwiSaver advisers in Mount Maunganui, we help you maximise savings, transfer pensions, and build secure futures with personalised investment strategies.

KiwiSaver 

Investments

Why Choose Us?

  • Personalised approach: No one-size-fits-all funds.

  • Advanced cashflow modelling for future insights.

  • Access to global diversification and specialist strategies.

  • Over 10 years of expertise in KiwiSaver and investments.

  • Direct support from knowledgeable advisers like Adam and Bruce.

  • No call centres – just committed, ongoing guidance.

We use international research and proven methods to grow and protect your wealth effectively.

Ready to Take Control of Your Finances?

Book a free consultation with our experienced KiwiSaver and wealth advisers today.

2. Craigs Investment Partners 

Craigs Investment Partners stands as a prominent player in New Zealand's wealth management scene, offering comprehensive services that cater to individuals seeking personalised financial guidance. With a long history in the industry, the firm operates across multiple locations in the country, providing access to a wide array of investment opportunities. Clients appreciate the blend of local market knowledge and international perspectives, which helps in crafting strategies for various life stages, from early career building to retirement preparation. The team's expertise covers portfolio construction, tax considerations, and estate planning, ensuring a holistic approach to wealth preservation. 

However, some clients note that the firm's size can lead to less intimate interactions compared to smaller boutiques, potentially requiring more initiative from the user to stay engaged. Strengths include robust research capabilities and a commitment to ethical practices, while occasional delays in communication during peak times represent minor setbacks. Overall, it's well-suited for those who value a established network and diverse product offerings, making it a reliable option for managing complex financial needs in a dynamic environment. The firm's focus on client education empowers individuals to make informed decisions, fostering long-term partnerships.

  • Key features: Personalised portfolio management, access to sustainable and alternative investments, and dedicated advisory teams for specific client segments.

  • Facts and Information: Serves many clients through a nationwide presence, with a reputation for in-depth market analysis and community engagement initiatives.

3. AdviceFirst

AdviceFirst delivers accessible financial advice tailored to everyday Kiwis, emphasising areas like insurance protection, investment growth, and retirement savings through KiwiSaver. Headquartered in New Zealand, the company has built a network of advisers who operate on a salaried basis, eliminating commission-driven recommendations to prioritise client interests. This model promotes transparency and trust, allowing for unbiased guidance on a range of products from multiple providers. Clients often highlight the educational resources provided, which help demystify financial concepts and encourage proactive planning. 

On the flip side, the broad scope of services might overwhelm those seeking highly specialised expertise in niche areas, leading to referrals for complex scenarios. Strengths lie in their nationwide reach and focus on ethical standards, whereas the integration of multiple service lines could sometimes dilute the depth in any single area. It's particularly appealing for families and small business owners looking for straightforward, reliable support in building financial security. The firm's commitment to ongoing client support ensures plans adapt to changing circumstances, such as job transitions or family expansions.

  • Key features: Customised insurance and investment solutions, employee benefit programmes, and tools for financial literacy.

  • Facts and Information: Assists some businesses and individuals with a team dedicated to impartial advice and long-term relationship building.

4. Private Wealth Advisers

Private Wealth Advisers functions as a boutique operation in New Zealand, specialising in bespoke financial solutions for a diverse clientele including individuals, trusts, and charitable organisations. The firm's independence allows for flexible recommendations without ties to specific products, enabling truly customised strategies that address unique goals like intergenerational wealth transfer or philanthropic endeavors. Advisers conduct thorough due diligence on investments, drawing from a wide pool of options to match client values and risk appetites. 

This personalised touch fosters deep client relationships, with regular reviews to track progress and adjust as needed. However, the intensive, hands-on process may require more time investment from clients, which could feel demanding for those preferring a more passive approach. Strengths encompass their agility in responding to market changes and emphasis on transparency, while the smaller scale might limit resources compared to larger firms. Ideal for those with specific needs, such as iwi groups or family offices, the service excels in creating enduring financial frameworks that support legacy building and community impact.

  • Key features: Independent investment selection, comprehensive progress monitoring, and tailored plans for non-traditional clients.

  • Facts and Information: Focuses on ethical, client-centred practices serving various entities across the country.

5. JMI Wealth

JMI Wealth provides seasoned investment advisory services aimed at preserving and growing wealth across generations in New Zealand. Based in the Auckland region, the firm draws on decades of experience to offer personalised portfolios that align with individual objectives and tolerance for market variations. Their approach integrates detailed financial planning with ongoing support, helping clients navigate economic shifts and life events effectively. 

Emphasis on research-driven decisions ensures strategies are grounded in solid analysis, appealing to those seeking stability in their financial affairs. A potential drawback is the firm's lower profile in some regions, which might affect accessibility for clients outside major centres. Strengths include a focused team that prioritises client education and empowerment, whereas the specialised nature could mean less breadth in ancillary services like insurance. This makes it a strong choice for investors committed to long-term growth through disciplined, informed management.

  • Key features: Goal-aligned investment strategies and regular portfolio reviews.

  • Facts and Information: Supports a range of clients with experienced professionals emphasising wealth protection.

6. Pie Funds

Pie Funds offers dynamic wealth management through active investment strategies, including KiwiSaver and bespoke portfolios for New Zealand clients. Established in Auckland, the firm invests its own capital alongside clients, aligning interests for shared success. This hands-on method targets opportunities in global markets, incorporating innovative elements like alternative assets to enhance diversification. Clients value the performance-oriented culture and transparent reporting, which provide clear visibility into fund activities. 

Nevertheless, the active style may expose portfolios to higher short-term fluctuations, suiting those comfortable with such dynamics but less so for conservative investors. Strengths feature a commitment to co-investment and agile decision-making, while entry requirements could pose barriers for smaller investors. Overall, it's geared toward growth-minded individuals looking for engaged management that goes beyond traditional approaches.

  • Key features: Diversified fund options across geographies and personalised wealth services.

  • Facts and Information: New Zealand-based with staff participation in investments to build trust.

7. Fisher Investments New Zealand

Fisher Investments New Zealand extends global expertise to local clients, focusing on tailored wealth plans for those with significant assets. As part of an international group headquartered in the United States, the firm employs a structured, top-down investment process that considers macroeconomic factors to guide allocations. This methodical approach helps in mitigating risks and capitalising on trends, with dedicated teams handling client relations separately from portfolio management to avoid conflicts. 

Some clients might find the overseas influence less attuned to purely local nuances, requiring additional context for New Zealand-specific issues. Strengths include access to worldwide research and a clear fee structure, whereas the wholesale focus limits it to larger portfolios. It's suitable for investors seeking a blend of international scale and personalised service.

  • Key features: Economic-driven strategies and specialised client support.

  • Facts and Information: Draws from extensive global experience managing assets for many investors.

8. Sunny Financial Services

Sunny Financial Services combines boutique agility with sophisticated insights for high-net-worth clients in New Zealand. The firm crafts individualised wealth plans that incorporate global perspectives, particularly beneficial for migrants or those with international ties. Services extend to alternative investments and real-time monitoring, ensuring responsiveness to market developments. 

Clients praise the family-office-like experience, which emphasises privacy and comprehensive oversight. A possible limitation is the targeted client base, which may not accommodate smaller or more straightforward needs as effectively. Strengths lie in innovative tools and cross-border expertise, balancing with a narrower service spectrum in some areas. This positions it well for complex scenarios involving offshore elements or generational planning.

  • Key features: Custom portfolios, advisory on visas and assets, and advanced reporting systems.

  • Facts and Information: Prioritises transparency and long-term asset safeguarding.

9. Milford Asset Management

Milford Asset Management delivers active investment services designed to achieve strong outcomes for New Zealand investors. Headquartered in Auckland, the firm manages a suite of funds including KiwiSaver, appealing to those prioritising performance and sustainability. Their research-intensive process identifies opportunities across asset classes, with a nod to ethical considerations in portfolio construction. 

Clients benefit from award-winning client service and educational initiatives that enhance understanding. However, active management can lead to variability in returns, which might not suit all risk profiles. Strengths include a focus on innovation and client satisfaction, while competition highlights the need for vigilant monitoring. Ideal for investors valuing proactive strategies and community recognition.

  • Key features: Full-spectrum wealth advisory, ethical investment choices, and diverse fund selections.

  • Facts and Information: Noted for high client approval in retirement fund categories.

10. Alvarium

Alvarium delivers integrated wealth management services tailored to individual and family needs in New Zealand, emphasising protection, growth, and generational transfer of assets. Headquartered in New Zealand, the firm operates within a global ecosystem that connects clients to diverse investment ideas and trusted advisers. Their approach fosters enduring relationships, often spanning decades, to align strategies with personal values and long-term objectives. Clients benefit from forward-thinking solutions that incorporate innovative thinking and community-focused initiatives, ensuring wealth contributes positively to society. 

However, the global orientation might sometimes dilute attention to purely local market subtleties, requiring clients to specify preferences clearly. Strengths include deep international networks and a commitment to shaping better financial futures, while the emphasis on collective expertise enhances decision-making quality. This makes Alvarium a compelling option for those seeking sophisticated, value-driven management that goes beyond traditional boundaries, particularly for high-net-worth individuals navigating complex financial landscapes.

  • Key features: Personalised investment advice, global opportunity access, and strategies for wealth preservation across generations.

  • Facts and Information: Builds on long-term client ties and a collaborative network to drive innovative wealth outcomes.

11. Forsyth Barr

Forsyth Barr provides a full suite of investment services in New Zealand, including portfolio management and research for personal wealth needs. As a locally owned firm with offices nationwide, it leverages in-depth market knowledge to advise on shares, bonds, and other assets. Clients enjoy access to proprietary insights and a client-first philosophy that prioritises long-term value. The integrated platform facilitates seamless transactions and monitoring, appealing to active investors. 

A potential challenge is the emphasis on traditional markets, which might overlook emerging trends for some. Strengths include strong research teams and community ties, balancing with a conservative stance that ensures stability. Suitable for those desiring established, reliable support in navigating financial landscapes.

  • Key features: Sharebroking, fixed income options, and advisory for diverse portfolios.

  • Facts and Information: Serves many clients with a history of local expertise.

12. Jarden

Jarden offers sophisticated wealth management solutions in New Zealand, combining advisory with capital market access for discerning clients. Headquartered in Auckland, the firm draws on a heritage of financial services to provide strategic guidance on investments and risk. Their holistic view incorporates economic forecasting and personalised asset allocation, aiding in wealth optimisation. 

Clients value the professional network and innovative tools for decision-making. However, the corporate scale can sometimes result in standardised processes less flexible for unique cases. Strengths feature robust analytics and client empowerment, while integration of services enhances efficiency. Ideal for investors engaging with broader financial ecosystems.

  • Key features: Capital raising support, market research, and tailored wealth strategies.

  • Facts and Information: Supports some high-profile clients with comprehensive resources.

13. Fisher Funds

Fisher Funds focuses on managed investments and wealth advisory for New Zealanders, emphasising growth through diversified funds. Based in Auckland with additional offices, the firm manages KiwiSaver and other portfolios with a client-centric model. Their active management seeks to outperform benchmarks, supported by experienced teams. 

Educational seminars and transparent communication build client confidence. A drawback might be the fund-specific focus, limiting bespoke elements for some. Strengths include performance tracking and sustainability options, balancing with accessible entry points. This suits those building retirement or investment holdings systematically.

  • Key features: KiwiSaver schemes, equity and fixed interest funds, and advisory services.

  • Facts and Information: Manages assets for many participants with a track record of innovation.

14. Booster Investment Management

Booster Investment Management delivers ethical and sustainable wealth options in New Zealand, including KiwiSaver and private portfolios. Headquartered in Wellington, the firm prioritises responsible investing while aiming for solid returns. Clients benefit from low-fee structures and tools for tracking progress toward goals. 

The focus on social impact appeals to value-driven investors. Potential limitations include a narrower product range compared to full-service banks. Strengths lie in transparency and community-oriented practices, enhancing trust. Suitable for those integrating principles with financial planning.

  • Key features: Sustainable funds, retirement calculators, and personalised advice.

  • Facts and Information: Emphasises positive societal contributions alongside client growth.

15. Nikko Asset Management

Nikko Asset Management provides global investment expertise adapted for New Zealand clients, offering funds and wealth strategies. As part of an international group with local presence in Auckland, it combines worldwide research with regional insights. Portfolios span equities, bonds, and alternatives, tailored to individual needs. Clients appreciate the data-driven approach and risk management focus. A possible downside is the institutional lean, which might feel less personal for retail investors. Strengths include diversified exposure and professional oversight, making it fitting for sophisticated wealth building.

  • Key features: Multi-asset solutions, ESG integration, and advisory for long-term objectives.

  • Facts and Information: Draws from global networks to serve local markets effectively.

Benefits of Tailored Investment Strategies

Tailored strategies adjust to your unique situation, blending assets like equities and bonds for balanced growth. In New Zealand, this means incorporating local opportunities with international diversification. Many benefit from integrating services such as KiwiSaver to maximise retirement savings. These plans often use advanced modelling to predict outcomes, helping you stay ahead of changes.

Current Trends Shaping Wealth Management in New Zealand

Digital tools enhance access, allowing real-time tracking and adjustments. Some shifts include greater focus on cross-border options, like global growth with KiwiSaver for innovative exposure. Robo-advisers complement human advice, making services more inclusive.

Emerging Opportunities in Retirement and Pension Planning

Retirement planning evolves with longer lifespans, emphasising sustainable income streams. In New Zealand, blending pensions with investments creates robust setups. Opportunities arise in specialised transfers, ensuring smooth transitions. 

Frequently Asked Questions

What makes personal wealth management essential for Kiwis?

Personal wealth management plays a key part in navigating unpredictable global markets while building financial stability tailored to individual needs. It focuses on creating strategies that address taxes, estate planning, and growth opportunities, ensuring assets align with long-term aspirations like family security. In New Zealand, where economic factors like regulation changes influence savings, services in private wealth help adapt plans to personal circumstances, fostering resilience against uncertainties.

How do KiwiSaver options fit into wealth management?

KiwiSaver serves as a core element in wealth management by providing a structured way to accumulate savings through regular contributions that benefit from incentives. It complements broader financial plans by allowing diversification across asset classes, which supports goals beyond retirement such as home purchases. Options within KiwiSaver can be customised to match risk preferences, integrating seamlessly with other investments to enhance overall portfolio balance.

What role does risk assessment play in choosing services?

Risk assessment guides the selection of wealth management services by evaluating personal tolerance for market fluctuations and identifying suitable asset mixes. It involves analysing factors like time horizons and financial objectives to mitigate potential downsides through diversification. Tools such as a risk assessment quiz provide insights that inform decisions, ensuring strategies remain aligned as life situations evolve.

How can pension transfers benefit your wealth plan?

Pension transfers can streamline wealth plans by consolidating overseas assets into local schemes, reducing administrative complexities and currency exposure. They often allow for better alignment with New Zealand tax rules and withdrawal options, supporting smoother integration into retirement income streams. Processes like UK pension transfer or Australian super transfers enable greater control over funds, aiding in legacy planning and financial oversight.

Discover the Best Personal Wealth Management Service in New Zealand - Compound Wealth

Paul Souliac
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