Timing the market can be a tempting proposition for investors, but often this desire leads to an increase in lost gains. It is very tempting for KiwiSaver investors to switch from a growth to conservative fund to shield themselves from adverse market swings. In this post, we take a look at a better strategy for maximising your KiwiSaver fund.

The $1.5 million question and how receiving advice can assist your financial future

George Soros, billionaire and famous investor once said, “If investing is entertaining, if you’re having fun, you’re probably not making any money. Good investing is boring.”

It's completely understandable if your brain is telling you to get out of the market. Research shows that people hate losing even more than they like winning.

It's one of the reasons having a financial advisor is most valuable during a market downturn, when your emotions actively try to convince you to do things that are likely to hurt you.

The simple truth of compounding returns is the most important thing that matters for the long-term investor. Yet in today’s world we are consistently bombarded with distractions, become pre-occupied with other things, and we forget this simple truth.

The benefits of good financial diversification are not to be scoffed at. Most importantly it manages risk and reduces the impact a bad event in any one asset has on your overall financial wellbeing