Best Wealth Management Services in 2026

Written By Paul Souliac

Finding the right wealth management service can make a real difference to your financial future. Whether you're building long-term wealth, planning for retirement, or looking for unbiased guidance on KiwiSaver and investments, the options in New Zealand vary widely. Find the best wealth management services in 2026 for your investments, retirement, and financial goals in New Zealand. 

In 2026, many people seek advisers who offer clear, personalised strategies without ties to specific products. Best wealth management services focus on independence, flexibility, and long-term planning to help clients achieve their goals with confidence. Independent advisers often stand out because they compare options across the market and tailor advice to individual needs. This approach suits those who value control and transparency in their financial decisions.

Discover the Best Wealth Management Services - Compound Wealth

Understanding Wealth Management Services in 2026

Wealth management services cover a range of advice, from investment portfolios to retirement strategies and KiwiSaver planning. In New Zealand, advisers help clients organise their finances, manage risk, and plan for the future. Many services now include access to global investments and flexible portfolios that adjust over time.

A strong wealth manager provides clear projections and ongoing support. This helps people make decisions aligned with their life stage and goals. For example, retirement planning often involves cashflow modelling to show potential outcomes.

Key Factors to Consider When Choosing a Wealth Manager

Look for advisers who prioritise your interests over product sales. Independence allows for unbiased recommendations across providers. Personalised service matters too, with regular reviews to keep strategies on track. Consider the adviser's experience and focus. Some specialise in high-net-worth clients, while others excel in KiwiSaver or expat transfers. A good fit comes from shared values and clear communication.

Best Wealth Management Services in 2026

1. Compound Wealth - Best Independent Wealth Management Service in New Zealand

Compound Wealth stands out as a leading independent financial advisory. The team delivers planning-led advice that integrates investments, KiwiSaver, and retirement strategies for long-term success. Clients benefit from open-architecture solutions, giving access to a wide range of high-quality managers without ties to any single provider. This flexibility supports better diversification and control.

Compound Wealth focuses on structured, disciplined approaches with detailed cashflow modelling and projections. The advisers build personalised plans that align with individual risk levels and goals. Many clients appreciate the ongoing relationship and clear explanations that simplify complex decisions. The firm helps people transition to suitable strategies and maintain progress over decades.

Standout features include unbiased KiwiSaver comparisons, tailored private wealth management, and a commitment to client outcomes. The emphasis on independence and transparency appeals to those seeking trustworthy guidance.

About Compound Wealth

Compound Wealth is a leading financial advisory firm based in Mount Maunganui, New Zealand. Founded in 2017 by Adam, we specialise in personalised KiwiSaver advice and investment planning for Kiwis nationwide. 

Our mission: Deliver clarity, confidence, and better outcomes through bespoke strategies tailored to your life. We advise on over $130 million in assets, trusted by over 2,500 clients across the country.

Our Services

Discover expert financial solutions tailored for New Zealanders seeking optimised KiwiSaver advice, retirement planning, and private wealth management. As leading KiwiSaver advisers in Mount Maunganui, we help you maximise savings, transfer pensions, and build secure futures with personalised investment strategies.

KiwiSaver 

Investments

Why Choose Us?

  • Personalised approach: No one-size-fits-all funds.

  • Advanced cash flow modelling for future insights.

  • Access to global diversification and specialist strategies.

  • Over 10 years of expertise in KiwiSaver and investments.

  • Direct support from knowledgeable advisers like Adam and Bruce.

  • No call centres – just committed, ongoing guidance.

We use international research and proven methods to grow and protect your wealth effectively.

Ready to Take Control of Your Finances?

Book a free consultation with our experienced KiwiSaver and wealth advisers today.

2. Craigs Investment Partners

Craigs Investment Partners, headquartered in Tauranga, New Zealand, serves as a full-service investment advisory firm with a strong emphasis on personalised wealth management. Established in 1984, the company has built a reputation for helping clients with portfolio construction, sharebroking, and long-term financial planning. The team combines local knowledge with global market access, offering research-driven advice to individuals, families, and institutions. 

Clients often value the firm's commitment to integrity and tailored solutions that adapt to changing needs. However, the traditional model might feel structured for those preferring more digital interfaces. Craigs supports a range of investment options, including KiwiSaver transfers and diversified portfolios. The firm fosters enduring client relationships through regular updates and market insights. Some users note that the service excels in equity markets but could expand further in alternative investments. Overall, it provides a solid foundation for wealth preservation and growth in the New Zealand context.

  • Portfolio management and customised investment strategies

  • Sharebroking services with access to local and international markets

  • Research and advisory support for informed decisions

  • The firm operates across many locations in New Zealand, serving a wide client base with decades of experience in the industry.

3. Forsyth Barr

Forsyth Barr, based in Dunedin, New Zealand, offers comprehensive wealth management services focused on investment advice, portfolio management, and market research. With a history spanning over many years, the firm assists clients in navigating domestic and global markets through detailed analysis and personalised strategies. Advisers work closely with individuals and businesses to build resilient portfolios that balance risk and return. Strengths include strong research capabilities and a client-centric approach that emphasises education and transparency. 

On the downside, the service may appear more conventional, potentially less appealing to tech-savvy investors seeking automated tools. Forsyth Barr also provides sharebroking and corporate finance options, making it suitable for those with diverse financial needs. The team prioritises long-term relationships, offering ongoing reviews to adjust plans as circumstances change. Some clients appreciate the firm's independence in recommendations, while others might find the pace of innovation slower compared to newer entrants.

  • In-depth market research and investment insights

  • Portfolio construction tailored to individual risk profiles

  • Sharebroking and advisory services for various asset classes

  • As a New Zealand-owned entity, it maintains offices in several cities, catering to many clients with a focus on local expertise.

4. Jarden

Jarden, located in Auckland, New Zealand, specialises in wealth management for high-net-worth individuals, families, and institutions. The firm delivers integrated services including investment planning, asset allocation, and family office support. Known for its sophisticated approach, Jarden coordinates with external experts to address complex needs like tax and estate planning. Strengths lie in its access to exclusive investment opportunities and a team experienced in global markets. 

However, the selective client focus might limit accessibility for smaller portfolios, making it feel exclusive. Jarden emphasises governance and legacy planning, helping clients preserve wealth across generations. The service includes regular performance reporting and strategic adjustments based on market conditions. Some users highlight the firm's proactive communication, while others note that the comprehensive nature could involve more coordination time. Overall, it suits those with substantial assets seeking a holistic management style.

  • Customised wealth strategies and asset management

  • Family governance and multi-generational planning

  • Access to premium investment networks

  • The company serves many high-profile clients, drawing on extensive industry knowledge to support wealth goals.

5. JBWere Private Wealth Management

JBWere Private Wealth Management, with operations in Auckland, New Zealand, caters to high-net-worth clients through personalised investment and planning services. Part of a larger network, the firm offers portfolio management, strategic advice, and coordination of professional services. It focuses on discretion and long-term value creation, integrating investments with broader financial objectives. Strengths include a robust network for diverse opportunities and experienced advisers who provide clear guidance. 

A potential weakness is the emphasis on larger accounts, which might not suit all investors equally. JBWere supports wealth transfer and estate strategies, ensuring smooth transitions for families. Clients receive detailed reporting and market updates to stay informed. Some appreciate the firm's stability and expertise in complex scenarios, though the traditional setup could benefit from more digital enhancements. It appeals to those valuing privacy and comprehensive support.

  • Tailored portfolio management and investment advice

  • Wealth transfer and estate planning assistance

  • Integration with external advisers for holistic service

  • The firm assists many affluent clients, leveraging a long-standing presence in the market.

6. Milford Asset Management

Milford Asset Management, headquartered in Auckland, New Zealand, provides wealth management alongside fund management and KiwiSaver options. The firm adopts an active investment style, aiming for strong performance through research and dynamic allocation. It serves individuals and institutions with personalised advice on portfolios and retirement savings. Strengths encompass a skilled investment team and focus on client education, helping people understand their options. 

However, the active approach might involve higher volatility for conservative investors. Milford offers a range of funds covering equities, fixed income, and alternatives. Regular client engagements ensure strategies remain aligned with goals. Some users praise the firm's innovation in product offerings, while others might find the fees reflective of the active management intensity. It fits growth-oriented clients looking for engaged service.

  • Active fund management and KiwiSaver schemes

  • Research-based investment decisions

  • Personalised wealth advisory support

  • The company manages assets for many New Zealanders, known for its market-oriented strategies.

7. NZ Funds

NZ Funds, based in Auckland, New Zealand, is a specialist in wealth management and portfolio solutions tailored for local clients. The firm offers financial advice, investment management, and KiwiSaver services with an emphasis on disciplined strategies. It helps clients achieve objectives through diversified approaches and ongoing monitoring. Strengths include a focus on client outcomes and flexible options across risk levels. 

A drawback could be the specialised nature, which might require more initial understanding from users. NZ Funds provides tools for projections and adjustments over time. The team builds long-term plans that incorporate life changes. Some clients value the independence in recommendations, though the firm could expand digital accessibility. It suits those seeking structured guidance in their financial journey.

  • Portfolio management and financial planning

  • Diverse investment vehicles including KiwiSaver

  • Client-focused strategy development

  • The firm supports many individuals with expert advice drawn from years in the sector.

8. Generate Wealth

Generate Wealth, operating from Auckland, New Zealand, focuses on KiwiSaver and investment management with a client-centred model. The firm provides advice on savings schemes and portfolios designed for retirement and growth. It emphasises performance and accessibility for everyday investors. Strengths feature competitive options and supportive teams that guide decisions. 

However, the primary focus on KiwiSaver might limit breadth for complex needs. Generate offers fund comparisons and regular reviews to optimise returns. Clients benefit from educational resources and straightforward communication. Some appreciate the firm's awards in the KiwiSaver space, while others might seek more global diversification. It appeals to those building long-term savings effectively.

  • KiwiSaver advice and management

  • Investment portfolios for various goals

  • Client service with performance tracking

  • The company has helped many Kiwis with retirement planning through its dedicated services.

9. Fisher Funds

Fisher Funds, headquartered in Auckland, New Zealand, delivers wealth management advice and fund options including KiwiSaver. The firm manages portfolios across risk spectrums, supporting clients through life stages with balanced strategies. It prioritises growth and preservation via research and active oversight. Strengths include a range of funds and client education initiatives. 

A possible weakness is the reliance on in-house products, potentially reducing external choices. Fisher provides personalised plans and market updates. Some users highlight the firm's scale for stability, though innovation in tools could enhance experience. It fits investors seeking reliable management.

  • Managed funds and KiwiSaver schemes

  • Investment planning for different risk appetites

  • Nationwide advisory support

  • The firm serves many clients with a focus on sustainable growth options.

10. Shaw and Partners

Shaw and Partners provides wealth management and advisory services with a presence in New Zealand through partnerships. The firm offers personalised advice, portfolio construction, and investment consulting. It caters to clients seeking custom plans with access to markets. Strengths lie in flexible services and experienced teams. However, the Australian roots might influence local focus for some. Shaw emphasises client relationships and strategic insights. Some appreciate the discretion, while others note adaptation to NZ regulations. It suits those wanting tailored approaches.

  • Personal wealth advice and portfolio management

  • Investment consulting services

  • Adaptable client options

  • The firm assists many in achieving financial objectives with cross-border expertise.

11. Harbour Asset Management

Harbour Asset Management, based in Wellington, New Zealand, specialises in asset management and wealth services for institutional and individual clients. The firm manages equities, fixed income, and sustainable investments with a research-driven process. It helps build diversified portfolios that align with market trends and client goals. Strengths include expertise in local markets and commitment to ESG factors. 

A potential drawback is the institutional tilt, which might feel less personal for smaller investors. Harbour offers fund options and advisory support for long-term planning. The team uses data insights for decisions, providing regular updates. Some clients value the firm's innovation in sustainable strategies, though broader alternative access could improve. It appeals to those prioritising ethical investments.

  • Equity and fixed income fund management

  • Sustainable investment options

  • Portfolio advisory and research

  • The company oversees assets for many entities, known for its analytical approach.

12. Pie Funds

Pie Funds, headquartered in Auckland, New Zealand, offers boutique wealth management with a focus on high-conviction investing. The firm provides managed funds and advice for growth-oriented clients, emphasising small-cap opportunities. It delivers personalised strategies through active management and market analysis. 

Strengths encompass agile decision-making and potential for higher returns in niche areas. However, the concentrated style might increase risk for conservative profiles. Pie supports portfolio diversification and client education. Some users praise the firm's track record in alternatives, while others might desire more mainstream options. It suits adventurous investors.

  • High-conviction fund management

  • Boutique advisory services

  • Focus on growth investments

  • The firm caters to many seeking specialised wealth growth.

13. Devon Funds Management

Devon Funds Management, located in Auckland, New Zealand, provides investment management and wealth advice with a value-oriented approach. The firm offers funds in equities and income, helping clients with portfolio construction and planning. It prioritises fundamental research for sustainable returns. Strengths include a disciplined process and local market depth. A weakness could be slower adaptation to rapid global shifts. Devon delivers transparent reporting and strategy adjustments. Some appreciate the stability, though digital tools might enhance accessibility. It fits value-focused investors.

  • Value-based equity funds

  • Income-generating investments

  • Wealth planning support

  • The company manages funds for many New Zealanders with a consistent methodology.

14. Salt Funds Management

Salt Funds Management, based in Auckland, New Zealand, focuses on alternative investments and wealth management. The firm offers hedge-style funds and advice for sophisticated clients. It uses quantitative and qualitative methods for risk-adjusted returns. Strengths feature innovation in alternatives and experienced teams. However, the complexity might overwhelm beginners. Salt provides portfolio insights and market navigation. Some clients value the diversification, while others note higher involvement needed. It appeals to advanced investors.

  • Alternative investment strategies

  • Risk management tools

  • Advisory for complex portfolios

  • The firm serves many with unique investment perspectives.

15. Booster Investment Management

Booster Investment Management, headquartered in Wellington, New Zealand, specialises in KiwiSaver and wealth services. The firm offers managed funds and advice for retirement savings. It emphasises ethical investing and client outcomes. Strengths include accessible options and community focus. A drawback might be limited scope beyond KiwiSaver. Booster provides tools for tracking and planning. Some praise the social responsibility, though more global reach could help. It suits everyday savers.

  • KiwiSaver and ethical funds

  • Retirement advisory services

  • Performance monitoring

  • The company helps many build secure futures.

16. Simplicity Investment Fund

Simplicity Investment Fund, based in Auckland, New Zealand, provides low-cost wealth management through passive strategies. The firm offers KiwiSaver and funds tracking indices for broad exposure. It prioritises transparency and minimal fees. Strengths encompass simplicity and cost efficiency. However, the passive nature might miss active opportunities. Simplicity supports easy onboarding and education. Some users appreciate the straightforwardness, while others seek more customisation. It fits cost-conscious investors.

  • Passive index funds

  • Low-cost KiwiSaver options

  • Transparent wealth advice

  • The firm attracts many with its efficient model.

17. Kernel Wealth

Kernel Wealth, located in Auckland, New Zealand, offers digital wealth management with ETF-style investments. The firm provides diversified funds and tools for self-directed planning. It focuses on technology for accessibility. Strengths include user-friendly platforms and broad asset access. A potential weakness is less hands-on advice. Kernel delivers real-time insights and low barriers. Some value the innovation, though traditionalists might prefer personal touch. It appeals to tech-savvy users.

  • ETF-based portfolios

  • Digital investment tools

  • Diversified fund options

  • The company enables many to invest easily online.

18. Alvarium Wealth

Alvarium Wealth, headquartered in Auckland, New Zealand, delivers bespoke wealth and asset management for families. The firm offers unbiased advice, investments, and real estate opportunities. It connects global networks for custom solutions. Strengths lie in tailored services and innovation. However, the boutique setup might limit scale for some. Alvarium emphasises future-oriented planning. Some clients highlight the ecosystem, while others note coordination efforts. It suits family-focused wealth.

  • Bespoke investment strategies

  • Real estate and alternative access

  • Global opportunity connections

  • The firm supports many families with integrated services.

19. Mercer New Zealand

Mercer New Zealand, part of a global network with local offices in Auckland, provides wealth management and consulting services. The firm offers portfolio advice, retirement planning, and investment solutions for individuals and organisations. It leverages data for informed strategies. Strengths include broad expertise and resources. A drawback could be the corporate feel for personal clients. Mercer delivers comprehensive assessments and adjustments. Some appreciate the global insights, though localisation varies. It fits those seeking professional depth.

  • Investment consulting and management

  • Retirement and risk advice

  • Data-driven portfolio building

  • The company advises many on financial security.

20. AMP New Zealand

AMP New Zealand, based in Auckland, offers wealth management, insurance, and investment services. The firm provides KiwiSaver, funds, and advice for financial goals. It focuses on client protection and growth. Strengths encompass integrated products and support networks. However, past restructures might affect perception. AMP delivers planning tools and reviews. Some value the convenience, while others seek more independence. It appeals to those wanting combined services.

  • Wealth and insurance integration

  • KiwiSaver management

  • Financial planning advice

  • The firm has served many Kiwis over years with diverse offerings.

Why Independent Advice Matters in Wealth Management

Independent advisers compare options across the market without product bias. This leads to recommendations that truly fit client needs. Many people find this approach builds greater trust and better outcomes over time. Private wealth services from independent firms often include flexible strategies for long-term growth.

Trends Shaping Wealth Management in 2026

Wealth management continues to evolve with greater emphasis on personalisation and global diversification. Advisers use advanced tools for projections and risk assessment. Clients benefit from strategies that adapt to changing markets and life goals.

FAQ

What services do wealth managers typically offer?

Wealth managers handle a variety of tasks like building custom investment plans and overseeing asset allocation to match personal circumstances. They often include KiwiSaver support to ensure contributions and fund choices align with future needs. Coordination with experts on insurance and legacy planning adds another layer for complete financial oversight.

How does independent advice differ from bank-based services?

Independent advice gives freedom to select from a broad market without favouring certain offerings. This setup promotes custom solutions based purely on client priorities. In contrast, other models might steer towards familiar products, reducing variety.

What should I look for in a wealth management adviser?

Focus on someone who demonstrates deep knowledge in areas like retirement planning and adapts advice as situations change. Strong listening skills help in crafting strategies that reflect unique lifestyles. Ongoing education keeps them current on market shifts for reliable input.

Can wealth management help with expat pensions?

Advisers skilled in international transfers assist with moving funds from places like the UK or Australia smoothly. They explain compliance rules and potential tax impacts to make informed choices. UK pension transfer processes involve reviewing eligibility and integrating into local plans for seamless continuity.

How does wealth management incorporate risk assessment?

Risk assessment in wealth management involves evaluating personal tolerance through tools like quizzes to balance growth and protection. Risk assessment quiz helps identify suitable asset mixes. Regular adjustments ensure strategies remain aligned amid economic changes.

Read Also:

Discover the Best Wealth Management Services - Compound Wealth



Paul Souliac
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